/* =========================================================
   STERLING CLAIMS GROUP — Design System
   Editorial. Quiet authority. No gimmicks.
   ========================================================= */

:root {
  --scg-navy: #0A1F3D;
  --scg-navy-80: rgba(10, 31, 61, 0.82);
  --scg-navy-60: rgba(10, 31, 61, 0.6);
  --scg-ivory: #FAFAF7;
  --scg-oxblood: #7A1E2B;
  --scg-oxblood-dark: #5F1521;
  --scg-gold: #D4B87A;
  --scg-gold-soft: rgba(212, 184, 122, 0.4);
  --scg-slate: #4A5568;
  --scg-slate-light: #718096;
  --scg-black: #0A0A0A;
  --scg-cream: #F5F0E8;
  --scg-line: rgba(10, 31, 61, 0.12);
  --scg-line-dark: rgba(212, 184, 122, 0.22);

  --scg-f-serif: "Playfair Display", Georgia, "Times New Roman", serif;
  --scg-f-sans: "Inter", -apple-system, BlinkMacSystemFont, "Helvetica Neue", Arial, sans-serif;

  --scg-ease: cubic-bezier(0.22, 0.61, 0.36, 1);
  --scg-ease-out: cubic-bezier(0.16, 1, 0.3, 1);

  --scg-container: 1280px;
  --scg-container-wide: 1440px;
  --scg-container-narrow: 960px;
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body, h1, h2, h3, h4, h5, h6, p, figure, blockquote, dl, dd { margin: 0; }
ul, ol { margin: 0; padding: 0; list-style: none; }
img, svg, video { display: block; max-width: 100%; height: auto; }
button { font: inherit; color: inherit; background: none; border: 0; cursor: pointer; padding: 0; }
a { color: inherit; text-decoration: none; }
input, textarea, select { font: inherit; color: inherit; }

/* ---------- Base ---------- */
body {
  font-family: var(--scg-f-sans);
  font-weight: 400;
  font-size: 16px;
  line-height: 1.65;
  color: var(--scg-slate);
  background: var(--scg-ivory);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}

::selection { background: var(--scg-navy); color: var(--scg-gold); }

/* ---------- Typography ---------- */
.scg-eyebrow {
  font-family: var(--scg-f-sans);
  font-size: 11px;
  font-weight: 500;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--scg-oxblood);
  display: inline-block;
}
.scg-eyebrow--center { text-align: center; }
.scg-eyebrow--gold { color: var(--scg-gold); }

.scg-sec-num {
  font-family: var(--scg-f-sans);
  font-size: 12px;
  font-weight: 500;
  letter-spacing: 0.28em;
  text-transform: uppercase;
  color: var(--scg-gold);
}
.scg-sec-num--dark { color: var(--scg-oxblood); }

h1, .scg-h1 {
  font-family: var(--scg-f-serif);
  font-weight: 500;
  font-size: clamp(2.4rem, 6vw, 5rem);
  line-height: 1.04;
  letter-spacing: -0.015em;
  color: var(--scg-navy);
}
h2, .scg-h2 {
  font-family: var(--scg-f-serif);
  font-weight: 500;
  font-size: clamp(1.75rem, 3.2vw, 2.75rem);
  line-height: 1.12;
  letter-spacing: -0.012em;
  color: var(--scg-navy);
}
h3, .scg-h3 {
  font-family: var(--scg-f-serif);
  font-weight: 500;
  font-size: clamp(1.45rem, 2.4vw, 1.875rem);
  line-height: 1.2;
  letter-spacing: -0.005em;
  color: var(--scg-navy);
}
h4, .scg-h4 {
  font-family: var(--scg-f-sans);
  font-weight: 600;
  font-size: 1.0625rem;
  letter-spacing: 0.02em;
  color: var(--scg-navy);
}

em, .scg-em {
  font-style: normal;
  color: inherit;
  font-weight: inherit;
}
.scg-accent { color: var(--scg-oxblood); font-weight: 500; font-style: normal; }

.scg-lead {
  font-size: clamp(1.05rem, 1.5vw, 1.25rem);
  line-height: 1.6;
  color: var(--scg-slate);
  font-weight: 300;
}

.scg-small {
  font-size: 13px;
  letter-spacing: 0.02em;
  color: var(--scg-slate-light);
}

/* ---------- Layout ---------- */
.scg-container {
  width: 100%;
  max-width: var(--scg-container);
  margin-inline: auto;
  padding-inline: 24px;
}
.scg-container--wide { max-width: var(--scg-container-wide); }
.scg-container--narrow { max-width: var(--scg-container-narrow); }

@media (min-width: 768px) {
  .scg-container { padding-inline: 40px; }
}
@media (min-width: 1024px) {
  .scg-container { padding-inline: 64px; }
}

section { position: relative; }
.scg-section { padding-block: clamp(80px, 10vw, 140px); }
.scg-section--tight { padding-block: clamp(60px, 7vw, 96px); }

.scg-rule { display: none; }
.scg-rule--solid, .scg-rule--navy { display: none; }

/* ---------- Buttons ---------- */
.scg-btn {
  position: relative;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 14px 28px;
  font-family: var(--scg-f-sans);
  font-size: 13px;
  font-weight: 500;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--scg-ivory);
  background: var(--scg-oxblood);
  border: 1px solid var(--scg-oxblood);
  overflow: hidden;
  transition: color 0.45s var(--scg-ease), border-color 0.45s var(--scg-ease);
  cursor: pointer;
  isolation: isolate;
}
.scg-btn::before {
  content: "";
  position: absolute;
  inset: 0;
  background: var(--scg-oxblood-dark);
  transform: translateX(-101%);
  transition: transform 0.55s var(--scg-ease);
  z-index: -1;
}
.scg-btn:hover::before { transform: translateX(0); }
.scg-btn .scg-btn__arrow {
  display: inline-block;
  transition: transform 0.4s var(--scg-ease);
}
.scg-btn:hover .scg-btn__arrow { transform: translateX(4px); }

.scg-btn--ghost {
  background: transparent;
  color: var(--scg-navy);
  border-color: var(--scg-navy);
}
.scg-btn--ghost::before { background: var(--scg-navy); }
.scg-btn--ghost:hover { color: var(--scg-ivory); border-color: var(--scg-navy); }

.scg-btn--ivory {
  background: transparent;
  color: var(--scg-ivory);
  border-color: var(--scg-ivory);
}
.scg-btn--ivory::before { background: var(--scg-ivory); }
.scg-btn--ivory:hover { color: var(--scg-navy); }

.scg-btn--gold {
  background: transparent;
  color: var(--scg-gold);
  border-color: var(--scg-gold);
}
.scg-btn--gold::before { background: var(--scg-gold); }
.scg-btn--gold:hover { color: var(--scg-navy); }

.scg-link {
  position: relative;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 13px;
  font-weight: 500;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--scg-navy);
  padding-bottom: 4px;
}
.scg-link::after {
  content: "";
  position: absolute;
  left: 0;
  right: auto;
  bottom: 0;
  height: 1px;
  width: 100%;
  background: currentColor;
  transform-origin: right;
  transform: scaleX(0);
  transition: transform 0.55s var(--scg-ease);
}
.scg-link:hover::after {
  transform-origin: left;
  transform: scaleX(1);
}
.scg-link:hover .scg-link__arrow { transform: translateX(4px); }
.scg-link__arrow { transition: transform 0.4s var(--scg-ease); }
.scg-link--gold { color: var(--scg-gold); }
.scg-link--ivory { color: var(--scg-ivory); }

/* ---------- NAV ---------- */
/* Full-width header bar: logo anchored in the top-left corner, larger, with a
   consistent dark backing so it stays legible over any page background. */
.scg-nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  width: 100%;
  z-index: 80;
  background: rgba(10, 31, 61, 0.90);
  -webkit-backdrop-filter: blur(18px) saturate(140%);
  backdrop-filter: blur(18px) saturate(140%);
  border-bottom: 1px solid rgba(212, 184, 122, 0.20);
  transition: background 0.4s var(--scg-ease), box-shadow 0.4s var(--scg-ease);
}
.scg-nav__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  max-width: 1320px;
  margin: 0 auto;
  padding: 14px 32px;
  transition: padding 0.4s var(--scg-ease);
}
.scg-nav.is-scrolled {
  background: rgba(10, 31, 61, 0.97);
  box-shadow: 0 12px 34px -14px rgba(0, 0, 0, 0.5);
}
.scg-nav.is-scrolled .scg-nav__inner { padding: 8px 32px; }

.scg-logo {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  color: var(--scg-ivory);
  line-height: 0;
}
.scg-logo__img {
  display: block;
  height: 60px;
  width: auto;
  max-width: none;
  transition: height 0.4s var(--scg-ease);
}
.scg-nav.is-scrolled .scg-logo__img { height: 50px; }
.scg-logo--full .scg-logo__img { height: 96px; }
.scg-mobile .scg-logo__img { height: 48px; }
@media (min-width: 1024px) {
  .scg-nav__inner { padding: 16px 40px; }
  .scg-nav.is-scrolled .scg-nav__inner { padding: 10px 40px; }
  .scg-logo__img { height: 80px; }
  .scg-nav.is-scrolled .scg-logo__img { height: 62px; }
  .scg-logo--full .scg-logo__img { height: 112px; }
}
/* legacy text-logo classes retained as no-op fallbacks for older markup */
.scg-logo__mark,
.scg-logo__divider,
.scg-logo__sub { display: none; }

.scg-nav__links {
  display: none;
  gap: 6px;
}
.scg-nav__links a {
  position: relative;
  padding: 8px 14px;
  font-size: 13px;
  font-weight: 400;
  letter-spacing: 0.04em;
  color: rgba(250, 250, 247, 0.82);
  transition: color 0.3s var(--scg-ease);
}
.scg-nav__links a::after {
  content: "";
  position: absolute;
  left: 14px;
  right: 14px;
  bottom: 4px;
  height: 1px;
  background: var(--scg-gold);
  transform: scaleX(0);
  transform-origin: right;
  transition: transform 0.45s var(--scg-ease);
}
.scg-nav__links a:hover { color: var(--scg-ivory); }
.scg-nav__links a:hover::after { transform: scaleX(1); transform-origin: left; }
.scg-nav__links a.is-active { color: var(--scg-gold); }

.scg-nav__cta {
  display: none;
  padding: 10px 20px;
  font-size: 11px;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--scg-ivory);
  background: var(--scg-oxblood);
  border: 1px solid var(--scg-oxblood);
  border-radius: 999px;
  font-weight: 500;
  transition: background 0.3s var(--scg-ease);
}
.scg-nav__cta:hover { background: var(--scg-oxblood-dark); }

.scg-nav__burger {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 42px;
  height: 42px;
  border-radius: 999px;
  border: 1px solid rgba(212, 184, 122, 0.4);
  color: var(--scg-ivory);
}
.scg-nav__burger span {
  display: block;
  width: 18px;
  height: 1px;
  background: var(--scg-ivory);
  position: relative;
}
.scg-nav__burger span::before,
.scg-nav__burger span::after {
  content: "";
  position: absolute;
  left: 0;
  width: 100%;
  height: 1px;
  background: var(--scg-ivory);
  transition: transform 0.4s var(--scg-ease);
}
.scg-nav__burger span::before { top: -6px; }
.scg-nav__burger span::after { top: 6px; }

@media (min-width: 1024px) {
  .scg-nav__links { display: inline-flex; }
  .scg-nav__cta { display: inline-flex; align-items: center; }
  .scg-nav__burger { display: none; }
}

/* Mobile menu */
.scg-mobile {
  position: fixed;
  top: 0;
  right: 0;
  bottom: 0;
  width: min(100%, 420px);
  background: var(--scg-navy);
  z-index: 90;
  transform: translateX(100%);
  transition: transform 0.55s var(--scg-ease-out);
  display: flex;
  flex-direction: column;
  padding: 28px 32px 40px;
  color: var(--scg-ivory);
}
.scg-mobile.is-open { transform: translateX(0); }
.scg-mobile__top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-bottom: 32px;
  border-bottom: 1px solid var(--scg-line-dark);
}
.scg-mobile__close {
  width: 42px;
  height: 42px;
  border-radius: 999px;
  border: 1px solid var(--scg-line-dark);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: var(--scg-ivory);
  font-size: 20px;
  line-height: 1;
}
.scg-mobile__links {
  display: flex;
  flex-direction: column;
  gap: 2px;
  padding-top: 28px;
}
.scg-mobile__links a {
  font-family: var(--scg-f-serif);
  font-size: 28px;
  line-height: 1.4;
  padding: 10px 0;
  color: var(--scg-ivory);
  border-bottom: 1px solid var(--scg-line-dark);
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.scg-mobile__links a span {
  font-family: var(--scg-f-sans);
  font-size: 11px;
  letter-spacing: 0.24em;
  color: var(--scg-gold);
}
.scg-mobile__foot {
  margin-top: auto;
  padding-top: 28px;
  font-size: 13px;
  color: var(--scg-gold-soft);
  letter-spacing: 0.04em;
}
.scg-mobile__foot a { color: var(--scg-gold); display: block; margin-top: 6px; }

.scg-backdrop {
  position: fixed;
  inset: 0;
  background: rgba(10, 10, 10, 0.55);
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.5s var(--scg-ease);
  z-index: 85;
}
.scg-backdrop.is-open { opacity: 1; pointer-events: auto; }

/* ---------- HERO ---------- */
.scg-hero {
  position: relative;
  min-height: 100vh;
  min-height: 100svh;
  display: flex;
  align-items: flex-end;
  color: var(--scg-ivory);
  overflow: hidden;
  background: var(--scg-navy);
}
.scg-hero__bg {
  position: absolute;
  inset: 0;
  z-index: 0;
  background-size: cover;
  background-position: center;
  opacity: 0.55;
  filter: saturate(85%) contrast(105%);
}
.scg-hero__overlay {
  position: absolute;
  inset: 0;
  z-index: 1;
  background:
    radial-gradient(ellipse at 20% 30%, rgba(10, 31, 61, 0.4), transparent 60%),
    linear-gradient(180deg, rgba(10, 31, 61, 0.65) 0%, rgba(10, 31, 61, 0.9) 60%, #0A1F3D 100%);
}
.scg-hero__grain {
  position: absolute;
  inset: 0;
  z-index: 2;
  opacity: 0.06;
  pointer-events: none;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='200' height='200'><filter id='n'><feTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='2' stitchTiles='stitch'/></filter><rect width='100%25' height='100%25' filter='url(%23n)'/></svg>");
  mix-blend-mode: overlay;
}
.scg-hero__inner {
  position: relative;
  z-index: 3;
  width: 100%;
  padding-top: 140px;
  padding-bottom: 120px;
}
.scg-hero__single {
  max-width: 820px;
}
.scg-hero__title {
  margin-top: 28px;
  font-family: var(--scg-f-serif);
  font-weight: 400;
  font-size: clamp(2.5rem, 5.8vw, 4.75rem);
  line-height: 1.04;
  letter-spacing: -0.02em;
  color: var(--scg-ivory);
  max-width: 16ch;
}
.scg-hero__title em {
  font-style: normal;
  color: inherit;
  font-weight: inherit;
}
.scg-hero__lede {
  margin-top: 28px;
  font-size: clamp(1.05rem, 1.4vw, 1.2rem);
  line-height: 1.6;
  color: rgba(250, 250, 247, 0.78);
  font-weight: 300;
  max-width: 52ch;
}
.scg-hero__ctas {
  margin-top: 40px;
  display: flex;
  gap: 18px;
  flex-wrap: wrap;
}

.scg-hero__side {
  display: flex;
  flex-direction: column;
  gap: 28px;
}
.scg-hero__stat {
  border-left: 1px solid var(--scg-gold-soft);
  padding: 6px 0 6px 24px;
}
.scg-hero__stat-num {
  font-family: var(--scg-f-serif);
  font-size: clamp(2.2rem, 3.2vw, 3rem);
  font-weight: 400;
  line-height: 1;
  color: var(--scg-gold);
  letter-spacing: -0.01em;
}
.scg-hero__stat-label {
  margin-top: 10px;
  font-size: 12px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: rgba(250, 250, 247, 0.6);
}

.scg-hero__meta {
  position: relative;
  z-index: 3;
  display: flex;
  justify-content: space-between;
  align-items: end;
  padding: 28px 0 32px;
  border-top: 1px solid var(--scg-line-dark);
  font-size: 11px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: rgba(250, 250, 247, 0.55);
  gap: 24px;
  flex-wrap: wrap;
}
.scg-hero__meta span { display: inline-flex; align-items: center; gap: 10px; }
.scg-hero__meta span::before {
  content: "";
  width: 6px; height: 6px;
  background: var(--scg-gold);
  border-radius: 50%;
}

/* ---------- About section ---------- */
.scg-about {
  background: var(--scg-ivory);
}
.scg-about__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 56px;
  align-items: start;
}
@media (min-width: 1024px) {
  .scg-about__grid { grid-template-columns: minmax(0, 5fr) minmax(0, 6fr); gap: 96px; }
}
.scg-about__head { position: static; }
@media (min-width: 1024px) {
  .scg-about__head { position: sticky; top: 120px; }
}
.scg-about__title {
  margin-top: 20px;
  font-size: clamp(2rem, 4.2vw, 3.25rem);
}
.scg-about__body p {
  font-size: 1.0625rem;
  line-height: 1.75;
  margin-bottom: 20px;
  color: var(--scg-slate);
}
/* drop cap removed for cleaner reading */

.scg-figure {
  position: relative;
  overflow: hidden;
}
.scg-figure img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 1.2s var(--scg-ease);
}
.scg-figure:hover img { transform: scale(1.03); }
.scg-figure__caption {
  position: absolute;
  left: 16px;
  bottom: 16px;
  background: var(--scg-navy);
  color: var(--scg-gold);
  padding: 8px 14px;
  font-size: 10px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
}

/* ---------- Process ---------- */
.scg-process {
  background: var(--scg-ivory);
  position: relative;
  border-top: 1px solid var(--scg-line);
}
.scg-process__header {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
  margin-bottom: 72px;
}
@media (min-width: 1024px) {
  .scg-process__header { grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); gap: 64px; align-items: end; }
}
.scg-process__steps {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0;
}
.scg-step {
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 28px;
  padding: 36px 0;
  border-top: 1px solid var(--scg-line);
  align-items: start;
  transition: padding 0.5s var(--scg-ease);
}
.scg-step:last-child { border-bottom: 1px solid var(--scg-line); }
.scg-step__num {
  font-family: var(--scg-f-sans);
  font-weight: 500;
  font-style: normal;
  font-size: 14px;
  letter-spacing: 0.18em;
  color: var(--scg-slate-light);
  line-height: 1.2;
  min-width: 56px;
  padding-top: 8px;
}
.scg-step__body h3 {
  font-size: clamp(1.5rem, 2.4vw, 2.25rem);
  margin-bottom: 14px;
}
.scg-step__body p {
  font-size: 1rem;
  line-height: 1.7;
  color: var(--scg-slate);
  max-width: 58ch;
}
.scg-step__meta {
  font-size: 11px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--scg-gold);
  display: none;
  align-items: center;
  gap: 10px;
  white-space: nowrap;
  padding-top: 10px;
}
@media (min-width: 768px) {
  .scg-step__meta { display: inline-flex; }
}
.scg-step__meta::before {
  content: "";
  width: 22px; height: 1px;
  background: var(--scg-gold);
}

/* ---------- Stats band ---------- */
.scg-stats {
  background: var(--scg-navy);
  color: var(--scg-ivory);
  position: relative;
  overflow: hidden;
}
.scg-stats::before {
  content: "";
  position: absolute; inset: 0;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='200' height='200'><filter id='n'><feTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='2' stitchTiles='stitch'/></filter><rect width='100%25' height='100%25' filter='url(%23n)'/></svg>");
  opacity: 0.05;
  pointer-events: none;
}
.scg-stats__grid {
  display: grid;
  grid-template-columns: repeat(1, 1fr);
  gap: 40px;
}
@media (min-width: 640px) { .scg-stats__grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .scg-stats__grid { grid-template-columns: repeat(4, 1fr); gap: 48px; } }
.scg-stat {
  padding: 8px 0 8px 28px;
  border-left: 1px solid var(--scg-line-dark);
}
.scg-stat__num {
  font-family: var(--scg-f-serif);
  font-size: clamp(2.25rem, 4vw, 3.5rem);
  font-weight: 400;
  color: var(--scg-ivory);
  line-height: 1;
  letter-spacing: -0.02em;
}
.scg-stat__num em { font-style: normal; color: var(--scg-gold); font-weight: 400; }
.scg-stat__label {
  margin-top: 16px;
  font-size: 12px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: rgba(250, 250, 247, 0.7);
  line-height: 1.6;
}

/* ---------- Testimonials (premium) ---------- */
.scg-voices {
  background: linear-gradient(180deg, var(--scg-ivory) 0%, #F7F4EE 100%);
  border-top: 1px solid var(--scg-line);
  position: relative;
  overflow: hidden;
}
.scg-voices__glow {
  position: absolute;
  top: -180px;
  right: -160px;
  width: 520px;
  height: 520px;
  background: radial-gradient(circle at center, rgba(212, 184, 122, 0.28), rgba(212, 184, 122, 0) 65%);
  filter: blur(12px);
  pointer-events: none;
  z-index: 0;
  animation: scg-drift 18s ease-in-out infinite alternate;
}
.scg-voices .scg-container { position: relative; z-index: 1; }
.scg-voices__header {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
  margin-bottom: 72px;
}
@media (min-width: 1024px) {
  .scg-voices__header { grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); gap: 64px; align-items: end; }
}
.scg-voices__deck {
  display: grid;
  grid-template-columns: 1fr;
  gap: 28px;
}
@media (min-width: 768px) { .scg-voices__deck { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1200px) { .scg-voices__deck { grid-template-columns: repeat(3, 1fr); } }

.scg-voice {
  position: relative;
  padding: 44px 32px 32px;
  background: #fff;
  border: 1px solid var(--scg-line);
  border-radius: 4px;
  display: flex;
  flex-direction: column;
  gap: 20px;
  box-shadow: 0 1px 0 rgba(10,31,61,0.02), 0 12px 40px -24px rgba(10, 31, 61, 0.25);
  transition: transform 0.5s var(--scg-ease), box-shadow 0.5s var(--scg-ease), border-color 0.5s var(--scg-ease);
  transform-style: preserve-3d;
  overflow: hidden;
}
.scg-voice::before {
  content: "";
  position: absolute;
  left: 0; top: 0;
  width: 100%;
  height: 3px;
  background: linear-gradient(90deg, var(--scg-oxblood), var(--scg-gold));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.75s var(--scg-ease);
}
.scg-voice::after {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(600px circle at var(--mx, 50%) var(--my, 0%), rgba(212,184,122,0.12), transparent 45%);
  opacity: 0;
  transition: opacity 0.5s var(--scg-ease);
  pointer-events: none;
}
.scg-voice:hover {
  transform: translateY(-6px);
  border-color: var(--scg-gold-soft);
  box-shadow: 0 1px 0 rgba(10,31,61,0.04), 0 30px 80px -30px rgba(10, 31, 61, 0.35);
}
.scg-voice:hover::before { transform: scaleX(1); }
.scg-voice:hover::after { opacity: 1; }

.scg-voice__quote {
  position: absolute;
  top: 10px;
  right: 20px;
  font-family: var(--scg-f-serif);
  font-size: 120px;
  line-height: 1;
  color: var(--scg-gold);
  opacity: 0.18;
  font-style: italic;
  pointer-events: none;
}
.scg-voice__stars {
  display: inline-flex;
  gap: 4px;
  color: var(--scg-gold);
  font-size: 13px;
}
.scg-voice__text {
  font-family: var(--scg-f-serif);
  font-size: 1.15rem;
  line-height: 1.55;
  color: var(--scg-navy);
  font-weight: 400;
  font-style: italic;
  flex-grow: 1;
  letter-spacing: -0.005em;
}
.scg-voice__person {
  display: flex;
  align-items: center;
  gap: 14px;
  padding-top: 20px;
  border-top: 1px solid var(--scg-line);
}
.scg-voice__person > div { display: flex; flex-direction: column; flex: 1; }
.scg-voice__avatar {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--scg-navy), #1a365d);
  color: var(--scg-gold);
  font-family: var(--scg-f-serif);
  font-size: 14px;
  font-weight: 500;
  letter-spacing: 0.02em;
  flex-shrink: 0;
  box-shadow: inset 0 0 0 1px rgba(212,184,122,0.25);
}
.scg-voice__avatar::before { content: attr(data-initials); }
.scg-voice__name {
  font-size: 14px;
  font-weight: 600;
  color: var(--scg-navy);
  letter-spacing: 0.01em;
}
.scg-voice__loc {
  font-size: 12px;
  color: var(--scg-slate-light);
  letter-spacing: 0.04em;
  margin-top: 2px;
}
.scg-voice__verified {
  color: var(--scg-gold);
  font-size: 18px;
  flex-shrink: 0;
}
.scg-voices__foot {
  margin-top: 48px;
  display: flex;
  justify-content: center;
}
.scg-voices__badge {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 10px 18px;
  background: #fff;
  border: 1px solid var(--scg-line);
  border-radius: 999px;
  font-size: 11px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--scg-slate);
}
.scg-voices__badge i { color: var(--scg-oxblood); }

/* ---------- FAQ ---------- */
.scg-faq { background: var(--scg-ivory); border-top: 1px solid var(--scg-line); }
.scg-faq__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 48px;
}
@media (min-width: 1024px) {
  .scg-faq__grid { grid-template-columns: minmax(0, 4fr) minmax(0, 7fr); gap: 96px; }
}
.scg-accord {
  border-top: 1px solid var(--scg-line);
}
.scg-accord__item {
  border-bottom: 1px solid var(--scg-line);
}
.scg-accord__btn {
  width: 100%;
  text-align: left;
  padding: 28px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  font-family: var(--scg-f-serif);
  font-size: clamp(1.1rem, 1.7vw, 1.4rem);
  line-height: 1.3;
  color: var(--scg-navy);
  font-weight: 500;
  transition: color 0.3s var(--scg-ease);
}
.scg-accord__btn:hover { color: var(--scg-oxblood); }
.scg-accord__icon {
  flex-shrink: 0;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  border: 1px solid var(--scg-line);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  position: relative;
  transition: border-color 0.4s var(--scg-ease), background 0.4s var(--scg-ease);
}
.scg-accord__icon::before,
.scg-accord__icon::after {
  content: "";
  position: absolute;
  background: var(--scg-navy);
  transition: transform 0.45s var(--scg-ease), background 0.3s var(--scg-ease);
}
.scg-accord__icon::before { width: 12px; height: 1px; }
.scg-accord__icon::after { width: 1px; height: 12px; }
.scg-accord__item.is-open .scg-accord__icon {
  background: var(--scg-oxblood);
  border-color: var(--scg-oxblood);
}
.scg-accord__item.is-open .scg-accord__icon::before,
.scg-accord__item.is-open .scg-accord__icon::after {
  background: var(--scg-ivory);
}
.scg-accord__item.is-open .scg-accord__icon::after { transform: rotate(90deg); }
.scg-accord__body {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.55s var(--scg-ease);
}
.scg-accord__body-inner {
  padding: 0 0 28px;
  font-size: 1rem;
  line-height: 1.75;
  color: var(--scg-slate);
  max-width: 68ch;
}
.scg-accord__body-inner p + p { margin-top: 14px; }

.scg-faq__aside { position: static; }
@media (min-width: 1024px) {
  .scg-faq__aside { position: sticky; top: 120px; }
}
.scg-faq__aside h2 { font-size: clamp(1.75rem, 3.4vw, 2.75rem); }
.scg-faq__aside p { margin-top: 20px; font-size: 1rem; color: var(--scg-slate); }

/* ---------- CTA ---------- */
.scg-cta {
  background: var(--scg-navy);
  color: var(--scg-ivory);
  position: relative;
  overflow: hidden;
}
.scg-cta::before { content: none; }
.scg-cta__inner {
  position: relative;
  text-align: center;
  max-width: 860px;
  margin: 0 auto;
}
.scg-cta__title {
  font-family: var(--scg-f-serif);
  font-size: clamp(2.4rem, 5vw, 4.5rem);
  line-height: 1.04;
  color: var(--scg-ivory);
  letter-spacing: -0.02em;
}
.scg-cta__title em { font-style: italic; color: var(--scg-gold); }
.scg-cta__lede {
  margin-top: 24px;
  font-size: 1.1rem;
  color: rgba(250, 250, 247, 0.7);
  max-width: 54ch;
  margin-inline: auto;
}
.scg-cta__ctas {
  margin-top: 40px;
  display: inline-flex;
  gap: 18px;
  flex-wrap: wrap;
  justify-content: center;
}

/* ---------- Footer ---------- */
.scg-footer {
  background: var(--scg-navy);
  color: rgba(250, 250, 247, 0.7);
  padding: 96px 0 36px;
}
.scg-footer__top {
  display: grid;
  grid-template-columns: 1fr;
  gap: 48px;
  padding-bottom: 64px;
  border-bottom: 1px solid var(--scg-line-dark);
}
@media (min-width: 768px) {
  .scg-footer__top { grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 48px; }
}
.scg-footer__brand p {
  margin-top: 24px;
  font-size: 14px;
  line-height: 1.7;
  max-width: 36ch;
  color: rgba(250, 250, 247, 0.65);
}
.scg-footer h4 {
  font-family: var(--scg-f-sans);
  font-size: 11px;
  font-weight: 500;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--scg-gold);
  margin-bottom: 22px;
}
.scg-footer ul li {
  margin-bottom: 12px;
  font-size: 14px;
}
.scg-footer ul li a {
  color: rgba(250, 250, 247, 0.78);
  transition: color 0.3s var(--scg-ease);
  position: relative;
}
.scg-footer ul li a:hover { color: var(--scg-gold); }
.scg-footer__bottom {
  padding-top: 32px;
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
  font-size: 12px;
  letter-spacing: 0.06em;
  color: rgba(250, 250, 247, 0.5);
}
.scg-footer__social { display: flex; gap: 14px; }
.scg-footer__social a {
  width: 36px; height: 36px;
  border-radius: 50%;
  border: 1px solid var(--scg-line-dark);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: rgba(250, 250, 247, 0.7);
  transition: color 0.3s var(--scg-ease), border-color 0.3s var(--scg-ease);
}
.scg-footer__social a:hover { color: var(--scg-gold); border-color: var(--scg-gold); }
.scg-footer__disclaimer {
  margin-top: 28px;
  padding-top: 28px;
  border-top: 1px solid var(--scg-line-dark);
  font-size: 11px;
  letter-spacing: 0.04em;
  color: rgba(250, 250, 247, 0.4);
  line-height: 1.7;
  max-width: 100ch;
}

/* ---------- Page hero (inner pages) ---------- */
.scg-page-hero {
  background: var(--scg-navy);
  color: var(--scg-ivory);
  padding: 180px 0 100px;
  position: relative;
  overflow: hidden;
}
.scg-page-hero::before {
  content: "";
  position: absolute; inset: 0;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='200' height='200'><filter id='n'><feTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='2' stitchTiles='stitch'/></filter><rect width='100%25' height='100%25' filter='url(%23n)'/></svg>");
  opacity: 0.05;
  pointer-events: none;
}
.scg-page-hero__inner { position: relative; max-width: 960px; }
.scg-page-hero__title {
  font-family: var(--scg-f-serif);
  font-size: clamp(2.6rem, 6vw, 5rem);
  font-weight: 400;
  line-height: 1.02;
  letter-spacing: -0.02em;
  color: var(--scg-ivory);
  margin-top: 24px;
}
.scg-page-hero__title em { font-style: italic; color: var(--scg-gold); }
.scg-page-hero__lede {
  margin-top: 28px;
  font-size: 1.15rem;
  color: rgba(250, 250, 247, 0.78);
  font-weight: 300;
  max-width: 58ch;
  line-height: 1.6;
}
.scg-breadcrumb {
  font-size: 11px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--scg-gold);
  margin-bottom: 40px;
}
.scg-breadcrumb a { color: rgba(212, 184, 122, 0.6); }
.scg-breadcrumb a:hover { color: var(--scg-gold); }

/* ---------- Form ---------- */
.scg-form {
  display: grid;
  grid-template-columns: 1fr;
  gap: 28px;
}
@media (min-width: 768px) { .scg-form { grid-template-columns: repeat(2, 1fr); } }
.scg-form--simple { grid-template-columns: 1fr; max-width: 560px; }
@media (min-width: 768px) { .scg-form--simple { grid-template-columns: 1fr; } }
.scg-field { display: flex; flex-direction: column; }
.scg-field--full { grid-column: 1 / -1; }
.scg-field label {
  font-size: 11px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--scg-navy);
  margin-bottom: 10px;
  font-weight: 500;
}
.scg-field label span { color: var(--scg-oxblood); }
.scg-field input,
.scg-field select,
.scg-field textarea {
  background: transparent;
  border: 0;
  border-bottom: 1px solid var(--scg-line);
  padding: 14px 0;
  font-size: 1rem;
  color: var(--scg-navy);
  font-family: var(--scg-f-sans);
  transition: border-color 0.3s var(--scg-ease);
}
.scg-field input:focus,
.scg-field select:focus,
.scg-field textarea:focus {
  outline: none;
  border-bottom-color: var(--scg-oxblood);
}
.scg-field textarea { resize: vertical; min-height: 120px; }
.scg-field select { -webkit-appearance: none; appearance: none; background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='10' height='6' viewBox='0 0 10 6'><path d='M1 1l4 4 4-4' stroke='%230A1F3D' stroke-width='1' fill='none'/></svg>"); background-repeat: no-repeat; background-position: right 8px center; padding-right: 30px; }

.scg-check {
  grid-column: 1 / -1;
  display: flex;
  gap: 14px;
  align-items: flex-start;
  font-size: 13px;
  line-height: 1.6;
  color: var(--scg-slate);
}
.scg-check input {
  appearance: none;
  -webkit-appearance: none;
  width: 18px; height: 18px;
  min-width: 18px;
  border: 1px solid var(--scg-line);
  margin: 3px 0 0;
  cursor: pointer;
  position: relative;
  transition: border-color 0.3s var(--scg-ease), background 0.3s var(--scg-ease);
}
.scg-check input:checked {
  background: var(--scg-oxblood);
  border-color: var(--scg-oxblood);
}
.scg-check input:checked::after {
  content: "";
  position: absolute;
  left: 5px; top: 2px;
  width: 5px; height: 9px;
  border: solid var(--scg-ivory);
  border-width: 0 1.5px 1.5px 0;
  transform: rotate(45deg);
}

/* ---------- Legal / long-form content ---------- */
.scg-legal {
  background: var(--scg-ivory);
}
.scg-legal__layout {
  display: grid;
  grid-template-columns: 1fr;
  gap: 48px;
}
@media (min-width: 1024px) {
  .scg-legal__layout { grid-template-columns: 280px 1fr; gap: 80px; }
}
.scg-legal__toc {
  align-self: start;
  font-size: 13px;
  padding-top: 8px;
  border-top: 1px solid var(--scg-line);
}
@media (min-width: 1024px) {
  .scg-legal__toc { position: sticky; top: 120px; }
}
.scg-legal__toc a {
  display: block;
  padding: 10px 0;
  color: var(--scg-slate);
  border-bottom: 1px solid var(--scg-line);
  letter-spacing: 0.04em;
  transition: color 0.3s var(--scg-ease), padding 0.3s var(--scg-ease);
}
.scg-legal__toc a:hover { color: var(--scg-oxblood); padding-left: 6px; }
.scg-legal__toc .scg-toc-num {
  font-family: var(--scg-f-sans);
  font-style: normal;
  color: var(--scg-slate-light);
  font-size: 11px;
  font-weight: 500;
  letter-spacing: 0.14em;
  margin-right: 12px;
  min-width: 28px;
  display: inline-block;
}
.scg-legal__body h2 {
  font-size: clamp(1.5rem, 2.4vw, 2rem);
  margin-top: 56px;
  padding-top: 32px;
  border-top: 1px solid var(--scg-gold-soft);
}
.scg-legal__body h2:first-of-type { margin-top: 0; border-top: 0; padding-top: 0; }
.scg-legal__body h3 {
  font-family: var(--scg-f-sans);
  font-size: 1rem;
  font-weight: 600;
  color: var(--scg-navy);
  margin-top: 28px;
  margin-bottom: 10px;
  letter-spacing: 0.02em;
}
.scg-legal__body p {
  font-size: 1rem;
  line-height: 1.8;
  margin-bottom: 16px;
  color: var(--scg-slate);
  max-width: 68ch;
}
.scg-legal__body ul {
  margin: 16px 0 24px;
  padding-left: 0;
  max-width: 68ch;
}
.scg-legal__body ul li {
  padding: 8px 0 8px 24px;
  position: relative;
  font-size: 1rem;
  line-height: 1.7;
  color: var(--scg-slate);
}
.scg-legal__body ul li::before {
  content: "";
  position: absolute;
  left: 0; top: 18px;
  width: 10px; height: 1px;
  background: var(--scg-gold);
}
.scg-legal__body strong { color: var(--scg-navy); font-weight: 600; }
.scg-legal__body .scg-legal__meta {
  font-size: 12px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--scg-slate-light);
  margin-bottom: 40px;
  padding-bottom: 20px;
  border-bottom: 1px solid var(--scg-line);
}

/* Callout box for legal */
.scg-callout {
  background: var(--scg-cream);
  padding: 28px 32px;
  border-left: 2px solid var(--scg-oxblood);
  margin: 28px 0;
}
.scg-callout h4 {
  font-family: var(--scg-f-serif);
  font-size: 1.25rem;
  font-weight: 500;
  margin-bottom: 10px;
  letter-spacing: 0;
}
.scg-callout p:last-child { margin-bottom: 0; }

/* ---------- 404 ---------- */
.scg-404 {
  min-height: 100vh;
  min-height: 100svh;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--scg-navy);
  color: var(--scg-ivory);
  text-align: center;
  padding: 120px 24px;
  position: relative;
  overflow: hidden;
}
.scg-404::before {
  content: "";
  position: absolute; inset: 0;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='200' height='200'><filter id='n'><feTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='2' stitchTiles='stitch'/></filter><rect width='100%25' height='100%25' filter='url(%23n)'/></svg>");
  opacity: 0.05;
}
.scg-404__inner { position: relative; max-width: 640px; }
.scg-404__num {
  font-family: var(--scg-f-serif);
  font-style: normal;
  font-size: clamp(5rem, 14vw, 10rem);
  line-height: 1;
  color: var(--scg-gold);
  letter-spacing: -0.03em;
  font-weight: 400;
}
.scg-404__title {
  font-family: var(--scg-f-serif);
  font-size: clamp(1.75rem, 3.5vw, 2.75rem);
  color: var(--scg-ivory);
  margin-top: 16px;
  font-weight: 400;
}
.scg-404__lede {
  margin-top: 20px;
  color: rgba(250, 250, 247, 0.7);
  font-size: 1.05rem;
}
.scg-404__cta { margin-top: 40px; }

/* ---------- Reveal animation ---------- */
[data-reveal] {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.9s var(--scg-ease), transform 0.9s var(--scg-ease);
  will-change: transform, opacity;
}
[data-reveal].is-in {
  opacity: 1;
  transform: translateY(0);
}
[data-reveal][data-delay="1"] { transition-delay: 0.08s; }
[data-reveal][data-delay="2"] { transition-delay: 0.16s; }
[data-reveal][data-delay="3"] { transition-delay: 0.24s; }
[data-reveal][data-delay="4"] { transition-delay: 0.32s; }
[data-reveal][data-delay="5"] { transition-delay: 0.4s; }

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.001ms !important;
    transition-duration: 0.001ms !important;
    scroll-behavior: auto !important;
  }
  [data-reveal] { opacity: 1; transform: none; }
}

/* ---------- Misc helpers ---------- */
.scg-pull-quote { display: none; }

.scg-tag-row {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 24px 0;
}
.scg-tag {
  font-size: 11px;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  padding: 8px 14px;
  border: 1px solid var(--scg-line);
  color: var(--scg-navy);
  background: #fff;
}

/* ---------- Values (about page) ---------- */
.scg-values__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0;
  border-top: 1px solid var(--scg-line);
}
@media (min-width: 768px) { .scg-values__grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .scg-values__grid { grid-template-columns: repeat(3, 1fr); } }
.scg-value {
  padding: 40px 32px 40px 0;
  border-bottom: 1px solid var(--scg-line);
  border-right: 0;
  position: relative;
}
@media (min-width: 768px) {
  .scg-value { border-right: 1px solid var(--scg-line); padding-left: 32px; }
  .scg-value:nth-child(2n) { border-right: 0; }
}
@media (min-width: 1024px) {
  .scg-value { border-right: 1px solid var(--scg-line); }
  .scg-value:nth-child(2n) { border-right: 1px solid var(--scg-line); }
  .scg-value:nth-child(3n) { border-right: 0; }
}
.scg-value__num {
  font-family: var(--scg-f-sans);
  font-style: normal;
  color: var(--scg-slate-light);
  font-size: 12px;
  font-weight: 500;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  display: block;
  margin-bottom: 20px;
}
.scg-value h3 { margin-bottom: 14px; font-size: 1.5rem; }
.scg-value p { font-size: 0.95rem; line-height: 1.7; color: var(--scg-slate); }

/* ---------- Feature split (about/process supplemental) ---------- */
.scg-split {
  display: grid;
  grid-template-columns: 1fr;
  gap: 48px;
  align-items: center;
}
@media (min-width: 1024px) {
  .scg-split { grid-template-columns: repeat(2, 1fr); gap: 96px; }
  .scg-split--reverse > :first-child { order: 2; }
}
.scg-split__img {
  aspect-ratio: 4 / 5;
  overflow: hidden;
  position: relative;
}
.scg-split__img img { width: 100%; height: 100%; object-fit: cover; }

/* ---------- Contact layout ---------- */
.scg-contact__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 56px;
}
@media (min-width: 1024px) {
  .scg-contact__grid { grid-template-columns: minmax(0, 4fr) minmax(0, 7fr); gap: 96px; }
}
.scg-contact__info h2 { margin-bottom: 20px; }
.scg-contact__row {
  padding: 20px 0;
  border-bottom: 1px solid var(--scg-line);
}
.scg-contact__row h4 {
  font-size: 11px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--scg-gold);
  margin-bottom: 8px;
  font-weight: 500;
}
.scg-contact__row p, .scg-contact__row a {
  font-family: var(--scg-f-serif);
  font-size: 1.25rem;
  color: var(--scg-navy);
  font-weight: 400;
}
.scg-contact__row a:hover { color: var(--scg-oxblood); }

/* ---------- Utilities ---------- */
.scg-muted { color: var(--scg-slate-light); }
.scg-center { text-align: center; }
.scg-mt-24 { margin-top: 24px; }
.scg-mt-40 { margin-top: 40px; }
.scg-mt-64 { margin-top: 64px; }

/* Hide scroll on body when mobile menu open */
body.scg-no-scroll { overflow: hidden; }

/* =========================================================
   STERLING UPGRADE — Motion, orbs, cursor, progress, marquee
   ========================================================= */

/* ---------- Scroll progress bar ---------- */
.scg-progress {
  position: fixed;
  top: 0; left: 0;
  width: 100%;
  height: 3px;
  z-index: 120;
  background: rgba(10, 31, 61, 0.08);
  pointer-events: none;
}
.scg-progress span {
  display: block;
  height: 100%;
  width: 0%;
  background: linear-gradient(90deg, var(--scg-oxblood), var(--scg-gold));
  box-shadow: 0 0 14px rgba(212, 184, 122, 0.55);
  transition: width 0.12s linear;
}

/* ---------- Floating orbs ---------- */
.scg-orb {
  position: absolute;
  border-radius: 50%;
  filter: blur(40px);
  pointer-events: none;
  z-index: 1;
  will-change: transform;
}
.scg-orb--gold {
  width: 520px; height: 520px;
  top: -120px; right: -120px;
  background: radial-gradient(circle, rgba(212, 184, 122, 0.38), rgba(212, 184, 122, 0) 60%);
  animation: scg-drift 14s ease-in-out infinite alternate;
}
.scg-orb--oxblood {
  width: 440px; height: 440px;
  bottom: -140px; left: -120px;
  background: radial-gradient(circle, rgba(122, 30, 43, 0.45), rgba(122, 30, 43, 0) 60%);
  animation: scg-drift 18s ease-in-out -6s infinite alternate-reverse;
}
.scg-stats__orb {
  position: absolute;
  border-radius: 50%;
  filter: blur(60px);
  pointer-events: none;
  z-index: 0;
}
.scg-stats__orb--a {
  width: 420px; height: 420px;
  top: -100px; left: -80px;
  background: radial-gradient(circle, rgba(212, 184, 122, 0.22), rgba(212, 184, 122, 0) 60%);
  animation: scg-drift 16s ease-in-out infinite alternate;
}
.scg-stats__orb--b {
  width: 380px; height: 380px;
  bottom: -100px; right: -60px;
  background: radial-gradient(circle, rgba(122, 30, 43, 0.32), rgba(122, 30, 43, 0) 60%);
  animation: scg-drift 22s ease-in-out -4s infinite alternate-reverse;
}
.scg-stats .scg-container { position: relative; z-index: 2; }

@keyframes scg-drift {
  0%   { transform: translate3d(0, 0, 0) scale(1); }
  50%  { transform: translate3d(-30px, 40px, 0) scale(1.08); }
  100% { transform: translate3d(40px, -30px, 0) scale(0.95); }
}

/* ---------- Pulse eyebrow dot ---------- */
.scg-pulse {
  display: inline-block;
  width: 8px;
  height: 8px;
  background: var(--scg-gold);
  border-radius: 50%;
  vertical-align: middle;
  margin-right: 4px;
  box-shadow: 0 0 0 0 rgba(212, 184, 122, 0.8);
  animation: scg-pulse 1.8s ease-out infinite;
}
@keyframes scg-pulse {
  0%   { box-shadow: 0 0 0 0 rgba(212, 184, 122, 0.65); }
  70%  { box-shadow: 0 0 0 12px rgba(212, 184, 122, 0); }
  100% { box-shadow: 0 0 0 0 rgba(212, 184, 122, 0); }
}

/* ---------- Hero enhancements ---------- */
.scg-hero__trust {
  margin-top: 36px;
  display: flex;
  flex-wrap: wrap;
  gap: 22px;
  font-size: 12px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: rgba(250, 250, 247, 0.7);
}
.scg-hero__trust span { display: inline-flex; align-items: center; gap: 8px; }
.scg-hero__trust i { color: var(--scg-gold); }

.scg-hero__scroll {
  position: absolute;
  bottom: 28px;
  left: 50%;
  transform: translateX(-50%);
  width: 22px;
  height: 38px;
  border: 1px solid rgba(212, 184, 122, 0.5);
  border-radius: 999px;
  display: none;
  align-items: flex-start;
  justify-content: center;
  padding-top: 8px;
  z-index: 4;
}
.scg-hero__scroll span {
  display: block;
  width: 2px;
  height: 6px;
  background: var(--scg-gold);
  border-radius: 2px;
  animation: scg-scroll-dot 1.8s ease-in-out infinite;
}
@media (min-width: 768px) { .scg-hero__scroll { display: inline-flex; } }
@keyframes scg-scroll-dot {
  0%   { transform: translateY(0); opacity: 1; }
  60%  { transform: translateY(14px); opacity: 0; }
  100% { transform: translateY(0); opacity: 0; }
}

/* Split title word reveal (no flicker: only translate when is-ready is added) */
.scg-hero__title[data-split] .scg-word {
  display: inline-block;
  overflow: hidden;
  vertical-align: top;
}
.scg-hero__title[data-split] .scg-word__inner {
  display: inline-block;
  will-change: transform;
}
.scg-hero__title[data-split].is-ready .scg-word__inner {
  transform: translateY(110%);
}
.scg-hero__title[data-split].is-ready.is-in .scg-word__inner {
  transform: translateY(0);
  transition: transform 1.1s var(--scg-ease-out);
}
.scg-hero__title[data-split] .scg-word__inner[data-i="0"] { transition-delay: 0.05s; }
.scg-hero__title[data-split] .scg-word__inner[data-i="1"] { transition-delay: 0.12s; }
.scg-hero__title[data-split] .scg-word__inner[data-i="2"] { transition-delay: 0.19s; }
.scg-hero__title[data-split] .scg-word__inner[data-i="3"] { transition-delay: 0.26s; }
.scg-hero__title[data-split] .scg-word__inner[data-i="4"] { transition-delay: 0.33s; }
.scg-hero__title[data-split] .scg-word__inner[data-i="5"] { transition-delay: 0.4s; }
.scg-hero__title[data-split] em {
  font-style: italic;
  color: var(--scg-gold);
  font-weight: 400;
}

/* ---------- Magnetic / shine buttons ---------- */
.scg-btn--magnet {
  position: relative;
  overflow: hidden;
  will-change: transform;
}
.scg-btn--magnet::after {
  content: "";
  position: absolute;
  top: 0;
  left: -120%;
  width: 60%;
  height: 100%;
  background: linear-gradient(100deg, transparent, rgba(255,255,255,0.22), transparent);
  transform: skewX(-20deg);
  transition: left 0.7s var(--scg-ease);
  pointer-events: none;
}
.scg-btn--magnet:hover::after { left: 140%; }

/* ---------- Animated stat counters ---------- */
.scg-stat {
  position: relative;
  transition: transform 0.5s var(--scg-ease);
}
.scg-stat:hover { transform: translateY(-3px); }
.scg-stat::before {
  content: "";
  position: absolute;
  left: 0; top: 0;
  width: 1px;
  height: 0;
  background: var(--scg-gold);
  transition: height 1.4s var(--scg-ease);
}
.scg-stat.is-in::before { height: 100%; }
.scg-stat { border-left-color: rgba(212,184,122,0.15); }
.scg-stat__num {
  display: inline-flex;
  align-items: baseline;
  gap: 2px;
  font-variant-numeric: tabular-nums;
}
.scg-stat__num em { font-style: normal; color: var(--scg-gold); }
.scg-stat__prefix { color: var(--scg-gold); margin-right: 2px; }
.scg-stat__unit {
  font-size: 0.55em;
  font-family: var(--scg-f-sans);
  color: rgba(250,250,247,0.6);
  letter-spacing: 0.04em;
  margin-left: 6px;
  font-weight: 400;
}
.scg-count { display: inline-block; }

/* ---------- Marquee strip ---------- */
.scg-marquee {
  background: var(--scg-navy);
  color: var(--scg-gold);
  padding: 24px 0;
  overflow: hidden;
  position: relative;
  border-top: 1px solid rgba(212, 184, 122, 0.15);
  border-bottom: 1px solid rgba(212, 184, 122, 0.15);
}
.scg-marquee__track {
  display: inline-flex;
  gap: 40px;
  white-space: nowrap;
  animation: scg-marquee 38s linear infinite;
  font-family: var(--scg-f-serif);
  font-style: italic;
  font-size: clamp(1.2rem, 2vw, 1.6rem);
  letter-spacing: 0.02em;
}
.scg-marquee__track span { flex-shrink: 0; }
@keyframes scg-marquee {
  from { transform: translateX(0); }
  to   { transform: translateX(-50%); }
}
.scg-marquee:hover .scg-marquee__track { animation-play-state: paused; }

/* ---------- Process step hover lift ---------- */
.scg-step { transition: padding 0.5s var(--scg-ease), background 0.45s var(--scg-ease); }
.scg-step:hover {
  background: linear-gradient(90deg, rgba(212, 184, 122, 0.05), transparent);
  padding-left: 14px;
}
.scg-step:hover .scg-step__num { color: var(--scg-oxblood); }

/* ---------- Small helpers ---------- */
.scg-hide-mob { display: none; }
@media (min-width: 768px) { .scg-hide-mob { display: inline; } }

/* ---------- Accord smoother open ---------- */
.scg-accord__btn { transition: padding 0.4s var(--scg-ease), color 0.3s var(--scg-ease); }
.scg-accord__item.is-open .scg-accord__btn { color: var(--scg-oxblood); }
.scg-accord__item:hover .scg-accord__btn { padding-left: 6px; }

/* ---------- Form focus state ---------- */
.scg-field { position: relative; }
.scg-field input,
.scg-field select,
.scg-field textarea { transition: border-color 0.3s var(--scg-ease), background 0.3s var(--scg-ease); }

/* ---------- Stack hero CTAs on very narrow screens ---------- */
@media (max-width: 420px) {
  .scg-hero__ctas .scg-btn { width: 100%; justify-content: center; }
  .scg-cta__ctas .scg-btn { width: 100%; justify-content: center; }
}

/* ---------- Surplus Funds Estimator ---------- */
.scg-calc {
  background: linear-gradient(180deg, #F7F4EE 0%, var(--scg-cream) 100%);
  position: relative;
  overflow: hidden;
  border-top: 1px solid var(--scg-line);
}
.scg-calc__grid-bg {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(10,31,61,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(10,31,61,0.04) 1px, transparent 1px);
  background-size: 72px 72px;
  mask-image: radial-gradient(ellipse at 50% 20%, #000 45%, transparent 75%);
  -webkit-mask-image: radial-gradient(ellipse at 50% 20%, #000 45%, transparent 75%);
  pointer-events: none;
  opacity: 0.8;
}
.scg-calc .scg-container { position: relative; z-index: 1; }

.scg-calc__header {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
  margin-bottom: 64px;
}
@media (min-width: 1024px) {
  .scg-calc__header { grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); gap: 64px; align-items: end; }
}

.scg-calc__panel {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0;
  background: #fff;
  border: 1px solid var(--scg-line);
  border-radius: 6px;
  box-shadow: 0 40px 100px -40px rgba(10,31,61,0.25), 0 2px 0 rgba(10,31,61,0.03);
  overflow: hidden;
  position: relative;
}
@media (min-width: 900px) {
  .scg-calc__panel { grid-template-columns: minmax(0, 1.15fr) minmax(0, 1fr); }
}
.scg-calc__panel::before {
  content: "";
  position: absolute;
  top: 0; left: 0;
  width: 100%;
  height: 3px;
  background: linear-gradient(90deg, var(--scg-oxblood), var(--scg-gold));
  z-index: 2;
}

.scg-calc__form {
  padding: 40px 32px;
  display: flex;
  flex-direction: column;
  gap: 28px;
  border-bottom: 1px solid var(--scg-line);
}
@media (min-width: 900px) {
  .scg-calc__form { padding: 56px 48px; border-bottom: 0; border-right: 1px solid var(--scg-line); }
}
.scg-calc__row { display: flex; flex-direction: column; gap: 14px; }
.scg-calc__rowhead {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}
.scg-calc__row label {
  font-size: 11px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  font-weight: 500;
  color: var(--scg-navy);
}
.scg-calc__inline {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  padding: 8px 12px;
  border: 1px solid var(--scg-line);
  border-radius: 4px;
  background: var(--scg-ivory);
  transition: border-color 0.3s var(--scg-ease), box-shadow 0.3s var(--scg-ease);
  min-width: 120px;
}
.scg-calc__inline:focus-within {
  border-color: var(--scg-oxblood);
  box-shadow: 0 0 0 3px rgba(122, 30, 43, 0.08);
}
.scg-calc__sym {
  font-family: var(--scg-f-serif);
  color: var(--scg-gold);
  font-size: 16px;
  font-weight: 500;
}
.scg-calc__inline input {
  width: 100%;
  background: transparent;
  border: 0;
  outline: 0;
  font-family: var(--scg-f-serif);
  font-size: 1.05rem;
  color: var(--scg-navy);
  font-variant-numeric: tabular-nums;
  padding: 2px 0;
  -moz-appearance: textfield;
}
.scg-calc__inline input::-webkit-outer-spin-button,
.scg-calc__inline input::-webkit-inner-spin-button { -webkit-appearance: none; margin: 0; }

/* custom range slider */
.scg-calc__row input[type="range"] {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 4px;
  background: linear-gradient(90deg, var(--scg-oxblood) 0%, var(--scg-oxblood) var(--p, 0%), rgba(10,31,61,0.12) var(--p, 0%), rgba(10,31,61,0.12) 100%);
  border-radius: 999px;
  outline: none;
  cursor: pointer;
}
.scg-calc__row input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 20px;
  height: 20px;
  background: #fff;
  border: 2px solid var(--scg-oxblood);
  border-radius: 50%;
  box-shadow: 0 4px 14px -4px rgba(122,30,43,0.55);
  cursor: grab;
  transition: transform 0.2s var(--scg-ease), box-shadow 0.25s var(--scg-ease);
}
.scg-calc__row input[type="range"]::-webkit-slider-thumb:hover,
.scg-calc__row input[type="range"]:focus::-webkit-slider-thumb {
  transform: scale(1.15);
  box-shadow: 0 0 0 6px rgba(122, 30, 43, 0.08);
}
.scg-calc__row input[type="range"]::-moz-range-thumb {
  width: 20px;
  height: 20px;
  background: #fff;
  border: 2px solid var(--scg-oxblood);
  border-radius: 50%;
  box-shadow: 0 4px 14px -4px rgba(122,30,43,0.55);
  cursor: grab;
}

.scg-calc__fee-row {
  display: flex;
  flex-direction: column;
  gap: 14px;
  padding-top: 10px;
  border-top: 1px dashed var(--scg-line);
}
.scg-calc__fee-row > span {
  font-size: 11px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  font-weight: 500;
  color: var(--scg-slate);
}
.scg-calc__pct {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}
.scg-calc__pct button {
  font-family: var(--scg-f-sans);
  font-size: 12px;
  letter-spacing: 0.1em;
  padding: 10px 16px;
  border: 1px solid var(--scg-line);
  border-radius: 999px;
  background: #fff;
  color: var(--scg-navy);
  font-weight: 500;
  transition: background 0.3s var(--scg-ease), color 0.3s var(--scg-ease), border-color 0.3s var(--scg-ease);
}
.scg-calc__pct button:hover { border-color: var(--scg-oxblood); color: var(--scg-oxblood); }
.scg-calc__pct button.is-active {
  background: var(--scg-navy);
  color: var(--scg-gold);
  border-color: var(--scg-navy);
}

/* Result panel */
.scg-calc__result {
  padding: 40px 32px;
  background: linear-gradient(180deg, var(--scg-navy) 0%, #081730 100%);
  color: var(--scg-ivory);
  position: relative;
  overflow: hidden;
}
@media (min-width: 900px) { .scg-calc__result { padding: 56px 48px; } }
.scg-calc__result::before {
  content: "";
  position: absolute;
  top: -140px; right: -140px;
  width: 360px; height: 360px;
  background: radial-gradient(circle, rgba(212,184,122,0.35), rgba(212,184,122,0) 65%);
  filter: blur(10px);
  pointer-events: none;
  animation: scg-drift 16s ease-in-out infinite alternate;
}
.scg-calc__result > * { position: relative; z-index: 1; }
.scg-calc__meta {
  display: inline-block;
  font-size: 11px;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--scg-gold);
  margin-bottom: 14px;
}
.scg-calc__big {
  font-family: var(--scg-f-serif);
  font-size: clamp(2.4rem, 5.5vw, 4rem);
  line-height: 1;
  letter-spacing: -0.02em;
  color: var(--scg-ivory);
  font-weight: 400;
  font-variant-numeric: tabular-nums;
  display: flex;
  align-items: baseline;
  gap: 4px;
  margin-bottom: 32px;
}
.scg-calc__big .scg-calc__sign {
  font-size: 0.55em;
  color: var(--scg-gold);
}

.scg-calc__breakdown {
  display: flex;
  flex-direction: column;
  gap: 10px;
  padding: 22px 0;
  border-top: 1px solid rgba(212,184,122,0.22);
  border-bottom: 1px solid rgba(212,184,122,0.22);
}
.scg-calc__line {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 16px;
  font-size: 14px;
  color: rgba(250,250,247,0.8);
  font-variant-numeric: tabular-nums;
}
.scg-calc__line strong {
  font-family: var(--scg-f-sans);
  font-weight: 500;
  color: var(--scg-ivory);
  letter-spacing: 0.01em;
}
.scg-calc__line--rule {
  padding-top: 10px;
  border-top: 1px dashed rgba(212,184,122,0.25);
  margin-top: 6px;
}
.scg-calc__line--net {
  padding-top: 14px;
  margin-top: 10px;
  border-top: 1px solid rgba(212,184,122,0.4);
  font-size: 15px;
}
.scg-calc__line--net span { color: var(--scg-gold); letter-spacing: 0.06em; text-transform: uppercase; font-size: 11px; font-weight: 500; }
.scg-calc__line--net strong { color: var(--scg-gold); font-family: var(--scg-f-serif); font-size: 1.5rem; font-weight: 400; }

.scg-calc__note {
  display: flex;
  gap: 10px;
  margin-top: 24px;
  font-size: 12px;
  line-height: 1.6;
  color: rgba(250,250,247,0.55);
}
.scg-calc__note i { color: var(--scg-gold); flex-shrink: 0; margin-top: 2px; }
.scg-calc__cta {
  margin-top: 28px;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 20px;
}
.scg-calc__cta .scg-link { color: var(--scg-gold); }

/* ---------- Dual consent blocks (A2P form) ---------- */
.scg-consent {
  grid-column: 1 / -1;
  display: flex;
  gap: 14px;
  align-items: flex-start;
  padding: 20px;
  border: 1px solid var(--scg-line);
  border-radius: 4px;
  background: #fff;
  font-size: 13px;
  line-height: 1.6;
  color: var(--scg-slate);
  transition: border-color 0.3s var(--scg-ease), background 0.3s var(--scg-ease);
}
.scg-consent:focus-within,
.scg-consent:hover { border-color: var(--scg-gold-soft); background: var(--scg-ivory); }
.scg-consent--required { border-left: 3px solid var(--scg-oxblood); }
.scg-consent--sms { border-left: 3px solid var(--scg-gold); background: var(--scg-cream); }
.scg-consent input[type="checkbox"] {
  appearance: none;
  -webkit-appearance: none;
  width: 20px; height: 20px;
  min-width: 20px;
  border: 1px solid var(--scg-line);
  margin: 2px 0 0;
  cursor: pointer;
  position: relative;
  background: #fff;
  border-radius: 3px;
  transition: border-color 0.3s var(--scg-ease), background 0.3s var(--scg-ease);
}
.scg-consent input[type="checkbox"]:hover { border-color: var(--scg-oxblood); }
.scg-consent input[type="checkbox"]:checked {
  background: var(--scg-oxblood);
  border-color: var(--scg-oxblood);
}
.scg-consent input[type="checkbox"]:checked::after {
  content: "";
  position: absolute;
  left: 6px; top: 2px;
  width: 6px; height: 11px;
  border: solid var(--scg-ivory);
  border-width: 0 1.5px 1.5px 0;
  transform: rotate(45deg);
}
.scg-consent--sms input[type="checkbox"]:checked {
  background: var(--scg-gold);
  border-color: var(--scg-gold);
}
.scg-consent--sms input[type="checkbox"]:checked::after { border-color: var(--scg-navy); }
.scg-consent__tag {
  display: inline-block;
  font-size: 10px;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  padding: 3px 8px;
  border-radius: 3px;
  margin-right: 8px;
  vertical-align: middle;
}
.scg-consent--required .scg-consent__tag { background: var(--scg-oxblood); color: var(--scg-ivory); }
.scg-consent--sms .scg-consent__tag { background: var(--scg-gold); color: var(--scg-navy); }
.scg-consent a { color: var(--scg-oxblood); text-decoration: underline; }
.scg-consent strong { color: var(--scg-navy); font-weight: 600; }

/* ---------- Footer compliance boxes ---------- */
.scg-footer__compliance {
  display: grid;
  grid-template-columns: 1fr;
  gap: 16px;
  padding: 28px 0 0;
}
@media (min-width: 768px) { .scg-footer__compliance { grid-template-columns: 1fr 1fr; gap: 20px; } }
.scg-footer__notice {
  padding: 18px 20px;
  border: 1px solid rgba(212, 184, 122, 0.22);
  border-left: 2px solid var(--scg-gold);
  background: rgba(255, 255, 255, 0.02);
  border-radius: 3px;
}
.scg-footer__notice h5 {
  margin: 0 0 8px;
  font-family: var(--scg-f-sans);
  font-size: 11px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--scg-gold);
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 8px;
}
.scg-footer__notice p {
  margin: 0;
  font-size: 12.5px;
  line-height: 1.65;
  color: rgba(250, 250, 247, 0.72);
}
.scg-footer__domain {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 4px 12px;
  margin-left: 10px;
  font-size: 10.5px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--scg-gold);
  border: 1px solid rgba(212, 184, 122, 0.22);
  border-radius: 999px;
  vertical-align: middle;
  line-height: 1.6;
}
@media (max-width: 600px) {
  .scg-footer__domain { margin-left: 0; margin-top: 8px; display: inline-flex; }
}

/* ---------- Footer credit (Surplus Funds List) ---------- */
.scg-footer__credit {
  margin-top: 28px;
  padding-top: 22px;
  border-top: 1px solid rgba(212, 184, 122, 0.18);
  display: flex;
  flex-direction: column;
  gap: 10px;
  align-items: flex-start;
  font-family: var(--scg-f-sans);
  font-size: 12px;
  line-height: 1.6;
  letter-spacing: 0.04em;
  color: rgba(250, 250, 247, 0.55);
}
@media (min-width: 768px) {
  .scg-footer__credit {
    flex-direction: row;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
  }
}
.scg-footer__credit-motto {
  font-family: var(--scg-f-serif);
  font-style: italic;
  font-size: 14px;
  color: var(--scg-gold);
  letter-spacing: 0;
}
.scg-footer__credit-by {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: rgba(250, 250, 247, 0.55);
  transition: color 0.35s var(--scg-ease);
}
.scg-footer__credit-by em {
  font-family: var(--scg-f-serif);
  font-style: italic;
  font-weight: 500;
  color: var(--scg-gold);
  letter-spacing: 0;
}
.scg-footer__credit-by:hover { color: var(--scg-ivory); }
.scg-footer__credit-by:hover em { text-decoration: underline; text-underline-offset: 3px; }
.scg-footer__domain i { font-size: 10px; }

/* ---------- Opt-in checkbox visual example (A2P page) ---------- */
.scg-optin-demo {
  margin: 28px 0;
  padding: 22px 24px;
  background: var(--scg-cream);
  border: 1px solid var(--scg-line);
  border-left: 3px solid var(--scg-gold);
  border-radius: 4px;
  display: flex;
  gap: 14px;
  align-items: flex-start;
  font-size: 13px;
  line-height: 1.65;
  color: var(--scg-slate);
}
.scg-optin-demo__box {
  width: 20px;
  height: 20px;
  min-width: 20px;
  border: 1px solid var(--scg-line);
  background: #fff;
  border-radius: 3px;
  margin-top: 2px;
  position: relative;
}
.scg-optin-demo__box::after {
  content: "Unchecked by default";
  position: absolute;
  left: 30px;
  top: 2px;
  font-size: 9px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--scg-slate-light);
  white-space: nowrap;
}
.scg-optin-demo strong { color: var(--scg-navy); font-weight: 600; }
.scg-optin-demo__caption {
  display: block;
  margin-top: 10px;
  font-size: 11px;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--scg-oxblood);
  font-weight: 500;
}

/* =========================================================
   NEW SECTIONS — Ticker, Founder, State Timelines, Red Flags
   ========================================================= */

/* ---------- Ticker banner (industry-wide estimate) ---------- */
.scg-ticker {
  background: var(--scg-navy);
  color: var(--scg-ivory);
  padding: 56px 0;
  border-top: 1px solid rgba(212, 184, 122, 0.35);
  border-bottom: 1px solid rgba(212, 184, 122, 0.35);
  position: relative;
  overflow: hidden;
  text-align: center;
}
.scg-ticker::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='200' height='200'><filter id='n'><feTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='2' stitchTiles='stitch'/></filter><rect width='100%25' height='100%25' filter='url(%23n)'/></svg>");
  opacity: 0.04;
  pointer-events: none;
}
.scg-ticker__inner {
  position: relative;
  max-width: 820px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 14px;
}
.scg-ticker__eye {
  font-family: var(--scg-f-sans);
  font-size: 11px;
  font-weight: 500;
  letter-spacing: 0.28em;
  text-transform: uppercase;
  color: var(--scg-gold);
}
.scg-ticker__eye::before {
  content: "";
  display: inline-block;
  width: 7px; height: 7px;
  background: var(--scg-gold);
  border-radius: 50%;
  margin-right: 10px;
  vertical-align: middle;
  box-shadow: 0 0 0 0 rgba(212, 184, 122, 0.7);
  animation: scg-pulse 1.8s ease-out infinite;
}
.scg-ticker__num {
  font-family: var(--scg-f-serif);
  font-size: clamp(2.4rem, 6.4vw, 4.6rem);
  line-height: 1.02;
  letter-spacing: -0.02em;
  color: var(--scg-ivory);
  font-weight: 400;
  font-variant-numeric: tabular-nums;
  display: inline-flex;
  align-items: baseline;
  gap: 2px;
  margin-top: 4px;
}
.scg-ticker__sign {
  color: var(--scg-gold);
  font-size: 0.55em;
  line-height: 1;
  margin-right: 2px;
}
.scg-ticker__value {
  display: inline-block;
  transition: opacity 0.45s var(--scg-ease);
}
.scg-ticker__value.is-flash { animation: scg-ticker-flash 0.55s var(--scg-ease); }
@keyframes scg-ticker-flash {
  0%   { opacity: 0.45; }
  60%  { opacity: 0.92; }
  100% { opacity: 1; }
}
.scg-ticker__lede {
  font-family: var(--scg-f-sans);
  font-style: italic;
  font-weight: 300;
  font-size: 14.5px;
  line-height: 1.6;
  color: rgba(250, 250, 247, 0.8);
  max-width: 60ch;
  margin: 0;
}
.scg-ticker__src {
  font-family: var(--scg-f-sans);
  font-size: 11px;
  letter-spacing: 0.08em;
  color: rgba(250, 250, 247, 0.45);
  margin: 0;
}
.scg-ticker__cta {
  margin-top: 18px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
}
.scg-ticker__cta-head {
  font-family: var(--scg-f-serif);
  font-style: italic;
  font-size: clamp(1.05rem, 1.7vw, 1.3rem);
  color: var(--scg-gold);
  font-weight: 400;
}
.scg-ticker__cta-link {
  font-family: var(--scg-f-sans);
  font-size: 12px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--scg-ivory);
  border-bottom: 1px solid rgba(250, 250, 247, 0.3);
  padding-bottom: 2px;
  transition: color 0.3s var(--scg-ease), border-color 0.3s var(--scg-ease);
}
.scg-ticker__cta-link:hover { color: var(--scg-gold); border-color: var(--scg-gold); }

/* ---------- Founder letter ---------- */
.scg-founder {
  background: var(--scg-ivory);
  border-top: 1px solid var(--scg-line);
  position: relative;
}
.scg-founder__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 56px;
  align-items: start;
}
@media (min-width: 1024px) {
  .scg-founder__grid { grid-template-columns: minmax(0, 4fr) minmax(0, 6fr); gap: 96px; }
}
.scg-founder__col { position: sticky; top: 120px; }
@media (max-width: 1023px) { .scg-founder__col { position: static; } }
.scg-founder__label {
  display: block;
  margin-top: 16px;
  font-family: var(--scg-f-serif);
  font-style: italic;
  font-size: 1.1rem;
  color: var(--scg-slate);
}
.scg-founder__portrait {
  margin: 28px 0 20px;
  max-width: 360px;
  aspect-ratio: 4 / 5;
  overflow: hidden;
  position: relative;
  border: 1px solid var(--scg-line);
  box-shadow: 0 30px 80px -30px rgba(10, 31, 61, 0.3);
}
.scg-founder__portrait::before,
.scg-founder__portrait::after {
  content: "";
  position: absolute;
  width: 32px;
  height: 32px;
  z-index: 2;
  pointer-events: none;
}
.scg-founder__portrait::before {
  top: 10px;
  left: 10px;
  border-top: 1px solid var(--scg-gold);
  border-left: 1px solid var(--scg-gold);
}
.scg-founder__portrait::after {
  bottom: 10px;
  right: 10px;
  border-bottom: 1px solid var(--scg-gold);
  border-right: 1px solid var(--scg-gold);
}
.scg-founder__portrait img {
  width: 100%; height: 100%;
  object-fit: cover;
  transition: transform 1.2s var(--scg-ease);
}
.scg-founder__portrait:hover img { transform: scale(1.03); }
.scg-founder__id { max-width: 360px; }
.scg-founder__name {
  font-family: var(--scg-f-serif);
  font-weight: 600;
  font-size: 1.45rem;
  color: var(--scg-navy);
  margin: 0;
  letter-spacing: -0.005em;
}
.scg-founder__title {
  font-family: var(--scg-f-sans);
  font-size: 11px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--scg-slate);
  margin: 6px 0 0;
}

.scg-founder__letter {
  font-size: 1.0625rem;
  line-height: 1.85;
  color: var(--scg-slate);
  max-width: 62ch;
}
.scg-founder__letter p { margin: 0 0 20px; }
.scg-founder__letter em { font-family: var(--scg-f-serif); font-style: italic; color: var(--scg-navy); }
.scg-founder__open {
  font-family: var(--scg-f-serif);
  font-style: italic;
  font-size: clamp(1.5rem, 2.8vw, 2rem);
  line-height: 1.3;
  color: var(--scg-navy);
  margin: 0 0 36px !important;
}
.scg-founder__sig {
  display: block;
  width: clamp(200px, 32vw, 280px);
  height: auto;
  margin-top: 24px;
  margin-bottom: 12px;
  mix-blend-mode: multiply;
}
.scg-founder__sigline {
  font-family: var(--scg-f-sans);
  font-size: 11px;
  letter-spacing: 0.26em;
  text-transform: uppercase;
  color: var(--scg-navy);
  font-weight: 500;
  padding-top: 14px;
  border-top: 1px solid var(--scg-gold);
  display: inline-block;
}

/* ---------- State Timelines ---------- */
.scg-states {
  background: var(--scg-ivory);
  border-top: 1px solid var(--scg-line);
  position: relative;
}
.scg-states__header {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
  margin-bottom: 48px;
}
@media (min-width: 1024px) {
  .scg-states__header { grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); gap: 64px; align-items: end; }
}
.scg-states__sub {
  font-family: var(--scg-f-serif);
  font-style: italic;
  font-size: clamp(1.1rem, 1.6vw, 1.25rem);
  color: var(--scg-slate);
  margin-top: 8px;
  font-weight: 400;
}
.scg-states__disclaimer {
  padding: 18px 22px;
  background: var(--scg-cream);
  border-left: 2px solid var(--scg-oxblood);
  font-size: 13px;
  line-height: 1.65;
  color: var(--scg-slate);
  margin-bottom: 40px;
}
.scg-states__disclaimer strong { color: var(--scg-navy); }

.scg-states__grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 0;
  border-top: 1px solid var(--scg-line);
  border-left: 1px solid var(--scg-line);
}
@media (min-width: 640px) { .scg-states__grid { grid-template-columns: repeat(3, 1fr); } }
@media (min-width: 900px) { .scg-states__grid { grid-template-columns: repeat(4, 1fr); } }
@media (min-width: 1200px) { .scg-states__grid { grid-template-columns: repeat(5, 1fr); } }

.scg-state-card {
  padding: 22px 20px;
  border-right: 1px solid var(--scg-line);
  border-bottom: 1px solid var(--scg-line);
  cursor: pointer;
  background: #fff;
  text-align: left;
  display: flex;
  flex-direction: column;
  gap: 6px;
  transition: background 0.35s var(--scg-ease), padding 0.35s var(--scg-ease);
  position: relative;
  overflow: hidden;
}
.scg-state-card::after {
  content: "\2192";
  position: absolute;
  right: 20px;
  bottom: 18px;
  color: var(--scg-gold);
  font-size: 15px;
  opacity: 0;
  transform: translateX(-6px);
  transition: opacity 0.3s var(--scg-ease), transform 0.3s var(--scg-ease);
}
.scg-state-card:hover {
  background: var(--scg-cream);
}
.scg-state-card:hover::after { opacity: 1; transform: translateX(0); }
.scg-state-card__abbr {
  font-family: var(--scg-f-sans);
  font-size: 11px;
  letter-spacing: 0.2em;
  color: var(--scg-gold);
  font-weight: 500;
}
.scg-state-card__name {
  font-family: var(--scg-f-serif);
  font-size: 1.15rem;
  color: var(--scg-navy);
  font-weight: 500;
  letter-spacing: -0.005em;
}
.scg-state-card__range {
  font-family: var(--scg-f-sans);
  font-size: 12px;
  line-height: 1.5;
  color: var(--scg-slate);
  margin-top: 4px;
}

.scg-states__footer {
  margin-top: 40px;
  display: flex;
  flex-direction: column;
  gap: 24px;
}
.scg-states__cta {
  padding: 24px;
  background: var(--scg-navy);
  color: var(--scg-ivory);
  display: flex;
  flex-direction: column;
  gap: 6px;
  align-items: flex-start;
}
@media (min-width: 768px) {
  .scg-states__cta { flex-direction: row; align-items: center; justify-content: space-between; gap: 24px; padding: 28px 32px; }
}
.scg-states__cta-head {
  font-family: var(--scg-f-serif);
  font-size: 1.25rem;
  color: var(--scg-ivory);
}
.scg-states__cta-head em { font-style: italic; color: var(--scg-gold); }
.scg-states__bottom-note {
  font-size: 12.5px;
  color: var(--scg-slate-light);
  line-height: 1.7;
  max-width: 76ch;
}

/* Modal */
.scg-modal-backdrop {
  position: fixed;
  inset: 0;
  background: rgba(10, 10, 10, 0.6);
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.4s var(--scg-ease);
  z-index: 200;
  -webkit-backdrop-filter: blur(6px);
  backdrop-filter: blur(6px);
}
.scg-modal-backdrop.is-open { opacity: 1; pointer-events: auto; }
.scg-modal {
  position: fixed;
  top: 50%; left: 50%;
  transform: translate(-50%, -40%) scale(0.96);
  width: min(92vw, 560px);
  max-height: 86vh;
  overflow-y: auto;
  background: var(--scg-ivory);
  color: var(--scg-navy);
  z-index: 210;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.45s var(--scg-ease), transform 0.45s var(--scg-ease-out);
  padding: 32px 28px 28px;
  border-top: 3px solid var(--scg-gold);
  box-shadow: 0 40px 120px -30px rgba(10, 31, 61, 0.5);
}
@media (min-width: 768px) { .scg-modal { padding: 40px 44px; } }
.scg-modal.is-open {
  opacity: 1;
  pointer-events: auto;
  transform: translate(-50%, -50%) scale(1);
}
.scg-modal__close {
  position: absolute;
  top: 14px; right: 14px;
  width: 34px; height: 34px;
  border-radius: 50%;
  border: 1px solid var(--scg-line);
  font-size: 18px;
  color: var(--scg-navy);
  line-height: 1;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  transition: border-color 0.3s var(--scg-ease), color 0.3s var(--scg-ease);
}
.scg-modal__close:hover { border-color: var(--scg-oxblood); color: var(--scg-oxblood); }
.scg-modal__eye {
  font-size: 11px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--scg-gold);
  font-weight: 500;
}
.scg-modal__name {
  font-family: var(--scg-f-serif);
  font-size: clamp(1.75rem, 3.2vw, 2.4rem);
  line-height: 1.1;
  margin: 10px 0 10px;
  color: var(--scg-navy);
}
.scg-modal__range {
  font-family: var(--scg-f-sans);
  font-size: 13px;
  letter-spacing: 0.04em;
  color: var(--scg-oxblood);
  font-weight: 500;
  padding: 10px 14px;
  background: var(--scg-cream);
  display: inline-block;
  border-left: 2px solid var(--scg-oxblood);
  margin-bottom: 18px;
}
.scg-modal__body p { font-size: 14.5px; line-height: 1.7; color: var(--scg-slate); margin: 0 0 14px; }
.scg-modal__disc {
  margin-top: 18px;
  padding: 16px 18px;
  background: var(--scg-cream);
  border-left: 2px solid var(--scg-gold);
  font-size: 12.5px;
  line-height: 1.65;
  color: var(--scg-slate);
}
.scg-modal__disc strong { color: var(--scg-navy); }

/* ---------- State detail sections (dedicated page) ---------- */
.scg-states__details {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0;
  border-top: 1px solid var(--scg-line);
}
@media (min-width: 900px) { .scg-states__details { grid-template-columns: 1fr 1fr; } }
.scg-state-detail {
  padding: 40px 32px;
  border-right: 1px solid var(--scg-line);
  border-bottom: 1px solid var(--scg-line);
  background: var(--scg-ivory);
  scroll-margin-top: 110px;
}
@media (min-width: 900px) {
  .scg-state-detail:nth-child(2n) { border-right: 0; }
}
.scg-state-detail__head { margin-bottom: 16px; }
.scg-state-detail__abbr {
  font-family: var(--scg-f-sans);
  font-size: 11px;
  letter-spacing: 0.24em;
  color: var(--scg-gold);
  font-weight: 500;
  display: block;
  margin-bottom: 6px;
}
.scg-state-detail__name {
  font-family: var(--scg-f-serif);
  font-size: clamp(1.75rem, 3vw, 2.2rem);
  color: var(--scg-navy);
  font-weight: 500;
  line-height: 1.1;
  margin: 0 0 10px;
  letter-spacing: -0.01em;
}
.scg-state-detail__range {
  display: inline-block;
  padding: 8px 14px;
  background: var(--scg-cream);
  border-left: 2px solid var(--scg-oxblood);
  font-size: 12.5px;
  color: var(--scg-oxblood);
  font-weight: 500;
  letter-spacing: 0.04em;
}
.scg-state-detail p {
  font-size: 0.95rem;
  line-height: 1.7;
  color: var(--scg-slate);
  margin: 0 0 12px;
}
.scg-state-detail p strong { color: var(--scg-navy); }
.scg-state-detail__back {
  display: inline-block;
  margin-top: 14px;
  font-size: 11px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--scg-gold);
}
.scg-state-detail__back:hover { color: var(--scg-oxblood); }

/* ---------- Red Flags ---------- */
.scg-redflags {
  background: var(--scg-ivory);
  border-top: 1px solid var(--scg-line);
  position: relative;
}
.scg-redflags::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, var(--scg-ivory) 0%, var(--scg-cream) 100%);
  z-index: 0;
  pointer-events: none;
}
.scg-redflags .scg-container { position: relative; z-index: 1; }
.scg-sec-num--crimson { color: var(--scg-oxblood) !important; }
.scg-redflags__header {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
  margin-bottom: 64px;
}
@media (min-width: 1024px) {
  .scg-redflags__header { grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); gap: 64px; align-items: end; }
}
.scg-redflags__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0;
  border-top: 1px solid var(--scg-line);
}
@media (min-width: 640px) { .scg-redflags__grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .scg-redflags__grid { grid-template-columns: repeat(3, 1fr); } }
.scg-redflag {
  padding: 40px 32px 36px;
  border-right: 1px solid var(--scg-line);
  border-bottom: 1px solid var(--scg-line);
  position: relative;
  background: transparent;
  transition: background 0.4s var(--scg-ease);
}
.scg-redflag::before {
  content: "";
  position: absolute;
  bottom: -1px; left: 0;
  width: 0;
  height: 2px;
  background: var(--scg-oxblood);
  transition: width 0.6s var(--scg-ease);
}
.scg-redflag:hover { background: rgba(122, 30, 43, 0.03); }
.scg-redflag:hover::before { width: 100%; }
@media (min-width: 640px) {
  .scg-redflag:nth-child(2n) { border-right: 0; }
}
@media (min-width: 1024px) {
  .scg-redflag:nth-child(2n) { border-right: 1px solid var(--scg-line); }
  .scg-redflag:nth-child(3n) { border-right: 0; }
}
.scg-redflag__num {
  font-family: var(--scg-f-serif);
  font-style: italic;
  font-size: 1.5rem;
  color: var(--scg-oxblood);
  margin-bottom: 14px;
  line-height: 1;
  font-weight: 500;
}
.scg-redflag h3 {
  font-family: var(--scg-f-serif);
  font-size: 1.3rem;
  font-weight: 500;
  color: var(--scg-navy);
  margin: 0 0 14px;
  line-height: 1.25;
  letter-spacing: -0.005em;
}
.scg-redflag p {
  font-size: 0.95rem;
  line-height: 1.7;
  color: var(--scg-slate);
  margin: 0;
}
.scg-redflags__promise {
  margin-top: 56px;
  font-family: var(--scg-f-serif);
  font-size: clamp(1.35rem, 2.4vw, 1.8rem);
  line-height: 1.35;
  color: var(--scg-navy);
  text-align: center;
  font-weight: 400;
}
.scg-redflags__promise em {
  font-style: italic;
  color: var(--scg-oxblood);
  font-weight: 500;
}

/* ---------- Reduced motion guard ---------- */
@media (prefers-reduced-motion: reduce) {
  .scg-orb, .scg-stats__orb, .scg-voices__glow, .scg-pulse, .scg-marquee__track, .scg-hero__scroll span {
    animation: none !important;
  }
  .scg-hero__title[data-split] .scg-word__inner { transform: none !important; }
}